Finance Options for you personally:

  • Competitive interest rates
  • FAST pre-approvals
  • You can purchase anywhere within Australia, including private sales
  • Extra payments are ok
  • Minimal fees for paying out early after the first twelve months
  • Flexible repayment options
  • Quick turnaround times
  • Straightforward approval criteria
  • Novated Lease:

    • Three way agreement between lender, employer & employee
    • Repayments are made pre-tax
    • Full amount of goods is financed with a residual
    • Upon termination of employment the responsibility is passed onto the employee to make the repayments

    Finance Options for people in business:

      Chattel Mortgage:

      • Tax purposes incl claiming depreciation, running costs & interest paid upfront (at next BAS)
      • Competitive Interest Rates
      • No-doc products available at the same competitive rates as full-doc
      • Option of including a deposit, trade or balloon to reduce your repayments
      • May be able to claim back the GST component of your purchase price
      • Ownership of the goods remain with you, the borrower, for the entire duration of the loan

      CHP – Hire Purchase:

      • Business loans for individuals or companies
      • Competitive interest rates
      • No-doc products available at the same competitive rates as full-doc
      • The lender holds title of the asset until the loan has been paid in full
      • Tax benefits include claiming depreciation, running costs and interest paid
      • Option of including a deposit, trade or balloon to reduce your repayments

      Lease:

      • Full amount of goods is financed with a residual
      • Is off balance sheet
      • Can claim gst on repayments

       

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      At Astute Connexion we're more flexible than you think. (*TAP)
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